Terms and Conditions

Agreement to Terms

Please read these Terms and Conditions carefully before using aaeme.com or any AAEME service. By accessing or using this website, registering for a course or exam, or purchasing any AAEME product, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

These Terms and Conditions govern your use of aaeme.com and all associated services operated by WPIRS, Inc. dba American Academy of Expert Medical Evaluators ("AAEME," "we," "us," or "our"), including aaeme.com, wpirs.com, and any associated subdomains.

Description of Services

AAEME provides online medical education, certification examination, and credentialing services for licensed healthcare professionals. The following defined terms are used throughout these Terms and Conditions:

Our services include, but are not limited to:

• Online self-paced courses covering AMA Guides impairment rating methodology
• Certification examinations including the NIRSAT™ exam, AMA Guides 5th Edition exam, and AMA Guides 6th Edition exam
• Issuance of CIRS™ and NIRSAT™ credentials upon successful completion of applicable examinations
• A free training library, accessible to registered users, covering introductory impairment rating methodology and body region measurement guides
• Publicly available resources including state-by-state impairment rating guidelines, accessible without registration
• Study materials including the QRG Study Guide
• WholePerson® Impairment Rating Software (WPIRS) for certified physicians
• The e-Eval physician referral network for CIRS™ and NIRSAT™ certified providers

AAEME reserves the right to modify, suspend, or discontinue any service at any time. We will make reasonable efforts to notify registered users of material changes to services they have purchased or enrolled in.

User Accounts and Registration

Account Creation

To access AAEME courses and certification services, you must create an account on aaeme.com. You agree to provide accurate, current, and complete information during registration, including your full legal name as it appears on your medical or professional license, your NPI number if applicable, your state license number(s), and a valid email address. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

Profile Completion

Upon creating an account, you are required to complete a profile before accessing course content. This profile collects professional credential information necessary for certificate issuance and regulatory compliance. Failure to complete this profile may result in restricted access to course content and inability to receive certification credentials.

Certificate Accuracy

Your CIRS™ and NIRSAT™ certificates will be issued exactly as your legal name appears on your AAEME registration and profile. By registering, you confirm that:

• Your full legal name as entered matches the name on your current medical or professional license
• Your NPI number and state license number(s) are accurate and current
• You will notify AAEME of any changes to your licensure status that affect your eligibility to hold a CIRS™ or NIRSAT™ credential

Name changes or corrections after certificate issuance are subject to a certificate reprint fee. AAEME is not responsible for errors in certificates that result from inaccurate information provided at registration.

Courses and Educational Content

License to Access

Upon enrollment in an AAEME course, you are granted a limited, non-exclusive, non-transferable, revocable license to access and view the course content for your personal, non-commercial educational use only. This license does not include the right to reproduce, distribute, publicly display, or create derivative works from any course content.

Intellectual Property

All content on aaeme.com, including but not limited to course materials, videos, text, graphics, logos, examination questions, study guides, and the CIRS™ and NIRSAT™ credential designations, is the property of AAEME or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.

You may not reproduce, republish, distribute, sell, or otherwise transfer any course content or materials to any third party. You may not share your login credentials or permit any other person to access your account or course materials. Each enrollment is for a single user only.

The CIRS™ and NIRSAT™ credential designations are trademarks of AAEME. Certified physicians and healthcare professionals may use these designations after their name to indicate certification status. You may not use these designations in a way that implies endorsement of any third-party product, service, or organization by AAEME, or in any manner that misrepresents the scope or nature of the credential.

Accuracy of Content

AAEME makes reasonable efforts to ensure that course content is accurate and current. However, impairment rating standards and state requirements change over time. You are responsible for verifying that the methodology you apply in practice complies with the requirements of your specific jurisdiction. AAEME does not warrant that course content reflects the most current requirements of any specific state at any given time.

Certification Examinations

Exam Access and Eligibility

Access to AAEME certification examinations is granted upon payment of the applicable exam fee. For certain exams, completion of the corresponding AAEME course is a prerequisite. Sharing exam access credentials or allowing another person to sit the exam on your behalf is strictly prohibited and constitutes grounds for immediate credential revocation and permanent account termination without refund.

Exam Conduct

By accessing a certification examination, you agree that:

• You will complete the exam independently without assistance from any other person or unauthorized resource
• You will not share, reproduce, publish, or disclose examination questions or any portion of exam content in any format or medium
• You will not use AI tools, answer-sharing platforms, or any other unauthorized resource during the examination
• You will not attempt to access the exam from multiple devices or locations simultaneously
• Questions must be answered sequentially and you cannot return to a previous question once answered

AAEME monitors exam sessions including IP address, session duration, device information, and question response patterns. This data is retained for the life of the certification and may be used to investigate suspected violations.

Passing Score and Certificate Issuance

A score of 75% or higher is required to pass all AAEME certification examinations. Upon passing, your CIRS™ or NIRSAT™ certificate will be issued electronically to the email address on file within a reasonable time following exam completion. A physical certificate is available upon request for an additional fee. Exam fees are non-refundable regardless of your result.

Credential Revocation

AAEME reserves the right to revoke any CIRS™ or NIRSAT™ credential at any time if AAEME determines that:

• The credential was obtained through fraudulent means, including proxy examination or use of unauthorized materials
• The certificate holder provided materially false information at registration or during examination
• The certificate holder has engaged in conduct that brings the AAEME credentialing program into disrepute
• The certificate holder's professional license has been revoked or suspended in a manner affecting their eligibility to perform impairment ratings

Revocation of a credential does not entitle the certificate holder to any refund of fees paid.

Nevada Physicians

AAEME is designated by the State of Nevada as a certification provider under NV Rev. Stat. 616C.110. Nevada-licensed physicians who perform workers' compensation impairment ratings are required by statute to hold a valid NIRSAT™ certification. By enrolling in the NIRSAT™ course or examination, Nevada physicians acknowledge their obligation to comply with all applicable Nevada statutory requirements, including renewal requirements applicable to their license type.

AAEME is required to report NIRSAT™ examination results and certification status to the State of Nevada. This reporting is a legal obligation and is not subject to opt-out. Passing the NIRSAT™ examination also satisfies the AMA Guides 5th Edition national CIRS™ certification requirement.

Payment and Pricing

Current pricing for all AAEME courses, examinations, and study materials is displayed on aaeme.com at the time of purchase. AAEME reserves the right to change pricing at any time. Price changes will not affect purchases already completed. All fees are stated in US dollars and are due in full at the time of purchase. All payment card transactions are processed by a PCI-DSS compliant third-party payment processor. AAEME does not store your full payment card information.

No Refunds

By completing a purchase on aaeme.com, you expressly acknowledge and agree that you are not entitled to a refund under any circumstances. If you have questions about a course or examination before purchasing, contact support@aaeme.com prior to completing your transaction.

Chargebacks

Initiating a chargeback or payment dispute with your financial institution for a valid AAEME purchase constitutes a breach of these Terms and Conditions. AAEME reserves the right to suspend or terminate your account and revoke any credentials earned if a fraudulent chargeback is filed. AAEME will provide documentation to your financial institution to contest any chargeback that does not comply with these Terms.

Continuing Medical Education (CME/CEU)

AAEME courses are offered in partnership with accredited third-party CME/CEU accrediting bodies. Completion of eligible courses may qualify for CME/CEU credit as indicated in the course description at the time of enrollment.

For paid courses, the cost of CME/CEU credit processing and certificate issuance is included in the course enrollment fee. No additional fee is required. For free courses or activities, a nominal administrative fee may be required for the processing and formal issuance of CME/CEU certificates. Any applicable fee will be disclosed before you are required to pay it.

Learner completion data, including your name, NPI number, completion date, and credits earned, will be shared with the applicable accrediting body as required for credit issuance. This data sharing is a requirement of CME/CEU accreditation and cannot be opted out of by learners seeking to receive credit. Learner records related to CME/CEU activities will be retained for a minimum of six years from the date of course completion.

WPIRS Software

Access to WholePerson® Impairment Rating Software (WPIRS) is governed by a separate software license agreement presented at the time of purchase. Use of WPIRS is subject to both these Terms and Conditions and the applicable software license agreement. In the event of a conflict between these Terms and the WPIRS software license agreement, the software license agreement governs with respect to software use.

Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, AAEME PROVIDES ALL SERVICES, CONTENT, AND MATERIALS ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. AAEME EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

AAEME certification does not constitute legal, medical, or professional advice, and does not guarantee the acceptance or defensibility of any specific impairment rating report in any legal or administrative proceeding. The use of AAEME certifications and course content in actual impairment rating practice is entirely at your own professional judgment and risk.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, AAEME AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE AAEME SERVICES.

IN NO EVENT SHALL AAEME'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE TOTAL AMOUNT PAID BY YOU TO AAEME IN THE TWELVE MONTHS PRECEDING THE CLAIM. Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, AAEME's liability is limited to the fullest extent permitted by applicable law.

Indemnification

You agree to indemnify, defend, and hold harmless AAEME and its officers, directors, employees, agents, and successors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of or access to aaeme.com or any AAEME service
• Your violation of these Terms and Conditions
• Your violation of any applicable law or regulation
• Any inaccurate information you provided at registration or in your profile
• Any impairment rating report or evaluation you perform using AAEME certification or course content
• Any claim that your use of AAEME content infringes the rights of a third party

Prohibited Conduct

You agree not to use aaeme.com or any AAEME service to:

• Share, sell, or transfer your account or course access to any other person
• Reproduce, publish, or distribute any AAEME course content, examination questions, or proprietary materials
• Use automated tools, bots, or scrapers to access or collect content from aaeme.com
• Attempt to gain unauthorized access to any portion of the site or its systems
• Submit false, misleading, or fraudulent information in your profile or during examination
• Use AAEME credentials in a manner that misrepresents your qualifications or the nature of the credential
• Violate any applicable law, regulation, or these Terms and Conditions

Site Modifications

AAEME reserves the right to modify, update, or discontinue any aspect of aaeme.com at any time without notice, including content, features, pricing, and these Terms and Conditions. Your continued use of the site following any modification constitutes your acceptance of the updated Terms. We will post the effective date of the most recent update at the top of this page.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without giving effect to any principles of conflicts of law. Any dispute arising under or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in the Commonwealth of Massachusetts. You consent to personal jurisdiction in those courts and waive any objection to venue.

Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall otherwise remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between you and AAEME with respect to your use of aaeme.com and all associated services, and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and AAEME.

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